I hate insurance. Our insurance recently decided they won’t cover my sons’ specialists, so we have to get out-of-network authorization which means it takes longer to get Kieran’s tests so he can be properly diagnosed. I can do nothing. His doctor’s office keeps on top of the referrals, but the insurance company takes its time. No, this isn’t life-threatening as far as I know, but I still hate that he has to wait to be seen only because insurance decided not to cover many pediatric specialists.